A Basic Guide to Medicare Advantage Plans (Part C)
Medicare Part A and B coverage, as well as other benefits, are included in Medicare Advantage policies. Most of these policies also include Medicare Part D or coverage for prescription drug. If you wish to enroll in one of the Advantage plans available from private companies, you may do so as long as you already have or may qualify for regular Medicare coverage. You will not need these three or any Medigap coverage if you enroll in Plan C.
The Differences Between Original Medicare and Medicare Advantage Plans can found at https://www.medicareadvantageplans2019.org where you can learn more about Medicare plans.
While everything Medicare generally covers is covered by a Medicare Advantage plan, there are some differences between them to consider. Most of the time, the difference is in the amount you pay for your pocket health care. Some of these differences include:
- insurances or pay a different percentage of your medical bills
Network of providers available.
- In-network versus out-of-network
In addition, urgent and urgent medical care is included in best Medicare Advantage (Part C) plans. In some cases, dental, vision and / or routine programs may also be covered by some plans. Most will include Part D coverage. However, Part C coverage does not include hospice care, even with a Medicare Advantage plan, as it is still covered by Medicare.
Different Types of Medicare Advantage Part C Plans:
To determine which type of Part C plan will make your needs easier, review the different types of plans currently available. There are several different plans that include the following:
- HMO – Health Maintenance Organization Plan
- MSA – Medical Savings Account Plan
- PFFS – Private Service Payment Plan
- POS – Point of Service Plan
- PPO – Preferred Supplier Organization Plan
- SNP – Special Needs Plans
Information on these six different types of plans is available online simply by using the abbreviation or what they mean as keywords for your Google search.
Part C Registration
Finally, the application process for Medicare Advantage plans (Part C) will differ depending on the private insurance company you select. However, the registration periods are identical regardless. Enrollment is allowed when you are eligible for Medicare, but there is a 7 month waiting period that starts 90 days before your 65th birthday and continues for 120 days after. Finally, if you are under 65 and receiving SSDI (Social Security Disability Insurance), you will qualify after receiving SSDI for 2 years and 1 month.