Medicare Advantage plans are the extra beneficial plans which are provided by privately-owned organisations. These organisations, registered and licensed by humana Medicare advantage, provides tons of plans differing from region to region. Along with covering the part A and part B of the medicare, these plans provide extra benefits to its customers, thus looking after their overall health. Humana Advantage plans offer health insurance in all 50 states and are one of the biggest and the most popular in the United States. Humana Medicare advantage plans offered in Hillsboro are as discussed.
Humana Gold Plus H1036-153 (HMO)
With an overall rating of 4.2, the plan is offered at a monthly premium of $0. The plan has no annual deductible and an out of pocket maximum of $5700. While visiting your primary doctor you have to pay no copay and for a specialist, you have to pay a copay of $40. The plan includes prescription drug services as well with a deductible amount of $150. The deductible amount is applicable to the preferred brand, non-preferred drug, and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan offers ambulance services and emergency room services at a copay of $265 and $90 respectively. Along with these the plan also covers medicare covered therapeutic radiological services, diagnostic radiological services, and x-ray services. Outpatient rehabilitation services, dental care, vision care, hearing services, language and speech therapy are also a part of this plan.
Humana Honor (PPO)
With an overall rating of 4, the Humana honor plan has a monthly premium of $0. It is a preferred provider organisation plan, which lets you choose a healthcare provider of your choice. In this plan, you don’t even have to get a referral to see any special doctor. The plan has no annual deductible, and an out of pocket maximum of $3600. Under this plan, you also have to pay a $0 copay for visiting your primary doctor, and a $35 copay for visiting any specialist. Humana Honor plan provides added services like dental coverage, oral exams, vision care, and hearing services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.
Humana Choice H5216-048 (PPO)
With an overall rating of 4, the plan is offered at a monthly premium of $200. The plan does not have an annual deductible and a maximum out of pocket expense of $6700. While visiting your primary doctor you have to pay a copay of $0 for an inside the network doctor, and a copay of $30 for a specialist. The plan also covers your prescription drugs, with a deductible of $435. The deductible is applicable to generic, preferred brand, non preferred drug and specialty tier. For generic and brand name you have to pay a coinsurance of 25%. The plan also provides cardiac and pulmonary rehabilitation services, occupational therapy services, as well as speech therapy services. The plan also covers up to 100 days of Skilled Nursing Facility.