Medicare Advantage Insurance: How to Choose A Consultant?
There are 10,000 baby boomers who turn 65 every day. If you are 65 years old too soon, you may feel a little anxious. Not because you’re turning 65 (after all, 65 is the new 55). You feel overwhelmed because your health insurance is probably changing and it is time to change to a Medicare plan. As a smart consumer, you have begun to investigate. The complementary options of Medicare and Medicare can be quite confusing but get help by visiting https://www.2020medicareadvantage.com
Then add all the messages you received (thick packages, scary postcards and all those letters), get even more confused, feel overwhelmed and are now going through an information overload. He concluded that he wants professional guidance on his options. But where to go? If you follow these simple steps to find a consultant, you will probably have a great experience with your Medicare Advantage needs.
- Stay local. Do you really want to trust your Medicare health insurance with a “call center agent” somewhere in the country or in another country? If you are still local, this consultant should be willing to meet with you and review all your needs personally. In addition, this consultant knows what plans work well in your area.
- Specialization. There are many, many agents and brokers that sell insurance. Most of them are a cat of all trades, teachers of none. Medicare and Medicare options are quite unique. Work with someone who specializes in complementary Medicare and Medicare Advantage plans and knows this field inside and out.
- Professional. When you seek legal help, talk to a person with JD on your business card. When you need help with taxes, you work with a certified public accountant. The insurance advice should not be different. Work with a professional who has obtained the designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).
- Broker. Never ever work with an agent that represents only one company. This agent is working for that particular insurance company, not for you. You want an impartial Medicare broker who works with many companies. Your advisor should work for you!
Internet is an amazing tool. Use it! When you are online, you must decide if you simply want a quote or if you want a professional consultant to help you. Either way, the premium paid by Medicare Advantage insurance is exactly the same. Why not take the advice of a local Medicare professional? Service, consulting and processing will make a difference. Follow the steps above when choosing a Medicare consultant, and you will be in excellent shape!